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New research released by Shelter has found that people are being forced to delay having children because of the lack of affordable housing – if you are having to work your life round your finance problems you need to get some expert help, fast.

The research by the charity found that 18% of 18-44 year olds, equivalent to 2.4 million people nationwide, are actively putting off having children because of high housing costs. Many people can't afford to get onto the housing ladder and many more are struggling to stay on it.

Kay Boycott, director of policy and campaigns at Shelter, says: "These figures show just how pervasive the housing crisis is. Whilst it is responsible to ensure that you can afford to support a new baby, it is completely unacceptable that housing costs are changing important life decisions like starting a family in such a significant way. Housing affects so many areas of people's lives."

If you are having to make tough life choices because of adverse finance problems, you need to talk to a financial professional. They can help you assess your situation and find you financial products that work round your plans, not the other way round.

SOURCE: Shelter, 18/01/10

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