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We may officially be out of recession but a new study of UK businesses and their employees suggests business owners and workers alike are stressed to the point of sickness worrying about their financial wellbeing.

If you are thinking about your financial problems all the time it might be time to seek out some help. No matter what the problem, struggling with your mortgage or other debts for example, a professional adviser can help you realise workable solutions and can help you get rid of the burdens on your shoulders.

Adverse debt stresses have got so bad that almost one in four businesses claim that they have taken a lasting toll on employee stress levels and have led to an inevitable rise in long term absence rates, according to Aviva.

Dr. Doug Wright, principal clinical consultant from Aviva UK Health says: "Psychological issues such as stress consistently rank top among the causes of long term absence according to claims data from our group risk team – ahead of musculoskeletal disorders and life threatening conditions such as cancer.

"Stress is extremely hard to tackle as people often mask the symptoms until it's too late. Individuals can be affected by all manner of problems from personal factors to pressure of work and external issues including economic woes."

Stress will not help you solve your financial problems. Only proactive decisions like talking to a financial professional will help you get through. If you are risking your job due to stress you need to find ways to alleviate that pressure and that means budget plans, debt restructuring or new financial products – and that's best done with the help of a professional.

SOURCE: Aviva, 01/02/10

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