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The adverse credit mortgage rate you pay is affected by many factors, including the extent and type of adverse credit you have. Depending on whether you have a couple or arrears, or defaults, CCJs or have been subject to a bankruptcy order or individual voluntary you will pay a different adverse credit mortgage rate. The loan to value is another factor which affects the adverse credit mortgage rate you will pay. Another important issue is the value of any CCJs you have – the higher the value, the higher the rate is likely to be. And the adverse credit mortgage rate will also change if adverse circumstances are in the past.

Find out more about the Adverse Credit Mortgage Rate