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You might be fully aware that you are not the perfect borrower. Maybe you have defaulted with debt in the past – it’s an easy thing to do, millions of people have done it in the past and no doubt millions of people will do it in the future. But as an adverse borrower, you know how hard it is to get a UK mortgage. In the last few years adverse mortgages UK have been reasonably easy to get hold of. Credit was plentiful and risk was low. But then came the credit crunch and everything changed. You may now be coming to the end of your previous mortgages and need to find more finance – but who will lend you adverse mortgages UK?

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