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The choice of a bad credit mortgage lender UK depends both on consumers' credit history and the lenders' criteria. Some lenders prefer to deal only with light adverse credit, sticking to people whose problems are not serious or are in the past. Others go for unlimited or heavy adverse circumstances, accepting unlimited CCJs, arrears, as well as bankruptcies and IVAs. Consumers need to be aware of these criteria before making applications for products. One way of handling this issue is to use a broker to look at the deals and your circumstances before applying to any adverse lender.

Learn more about choosing a bad credit mortgage lender UK Advice