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Having bad credit does not put owning a home beyond reach. All you need is bad credit mortgage finance and there's plenty of it about. There are several lenders and deals, and a bad credit mortgage broker can help you make sense of your credit report and assist with choosing the right bad credit mortgage finance. Ideally, you will be on the electoral roll and have been at the same address for three years, but even if you haven't you can still get bad credit mortgage finance. The broker will match you with the right deal so you don't add any failed applications to your credit history.

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