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A bad credit re mortgage UK loan is one approach to dealing with debt. It can be used for debt consolidation, releasing the equity in your home to allow you to repay your other creditors. However, it does change an unsecured debt into a secured one, so be sure to pay up on time. Another approach to debt management is to use an individual voluntary arrangement. As the name suggests, an IVA is an arrangement with creditors to repay a certain amount of debt over a certain period, usually five years. This is an alternative to the bad credit re mortgage UK mortgage.

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