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Bad credit home mortgage financing varies depending on how bad your bad credit circumstances really are. Lenders tend to divide these into three categories – light adverse, medium adverse and heavy adverse. These categories indicate the level of bad debt a particular applicant may have, with higher categories indicating higher value CCJs and more serious financial problems. Whatever the category, there is bad credit home mortgage financing available. We've looked at some of the light adverse, medium adverse and heavy adverse deals available from providers such as West Bromwich Building Society, Stroud and Swindon Building Society and BM Solutions, among others.

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