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A bad CCJs credit mortgage can be one way of helping you sort out your debt, especially if you have a lot of CCJs. But what exactly are CCJs and how are they issued? This article explains how creditors start the process of getting CCJs for unsecured debts, as well as what the court will do once the application has been made. Making regular payments is the key to keeping CCJs as an unsecured debt rather than a secured one that puts your home at risk. As an alternative a bad CCJs credit mortgage can be used for debt consolidation.

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