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Theres a lot you need to think about when choosing the best debt consolidation re mortgage rate. Here are some of the issues to consider. Lenders will publish a particular debt consolidation re mortgage rate but this may not be the rate you get. Depending on your circumstances the rate you are offered may change. For example, lenders often load the interest rate for self certification cases, right to buy cases, buy to let cases and so on, so that's one reason that you could end up paying more. There may also be loadings related to your adverse credit circumstances.

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