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If you are planning on getting a bad debt consolidation re mortgage there are many things you can do to speed up the process. Forewarned is forearmed, so it makes sense to check out your credit report and make sure there are no errors. This is as simple as paying a few pounds to one of the three credit reference agencies. Forward planning is also essential in thinking about the kind of bad debt consolidation re mortgage package and interest rate you want. Consider whether an offset mortgage or one with flexible features might suit. And if you're not sure, put your case in the hands of a broker.

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