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Thousands of Brits end up with a mortgage default each year, and it's easily done. Missing a mortgage payment or a credit card payment can happen when other finances start to get out of control. A major family event might put finances under strain or it could be as simple as doing a bit too much Christmas shopping. Whatever the reason, there are many people with a mortgage default. Getting credit is easy and income checks are not always what they should be. If your finances seem to be heading south, then sort it out instead of waiting for a mortgage default.

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