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If you are going for an IVA remortgage the chances are you need to clear some debt. This type of mortgage is intended for people who have had an individual voluntary arrangement and might want to use it to repay some of their debts. Like other remortgage products you need to apply for them and meet the lenders' criteria, though you might have to pay more for an IVA remortgage than for a standard mortgage product. The key is to use the IVA remortgage to repay your debt, then you will be able to move to a better mortgage product soon.

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