An Adverse Credit Mortgage Guide

If you think you might need an adverse credit mortgage, then it's best to gather as much information as you can. You need to be in a position that will enable you to make an informed decision regarding the adverse mortgage products available and which one is the most suitable option bearing in mind your personal circumstances.

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CCJs?

In this section of the site you will find links to our ccj mortgage articles which explain the facts you need to know before making any kind of decision.
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Defaults?

If you are looking for a mortgage deal but you have a history which includes defaults on loan payments this section of the site might help.
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Backruptcy, IVAs, Other?

If you have other blemishes on your credit file, this section will provide you with further information to see whether a mortgage is possible.
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First-Time Buyer Mortgages Leading The Mortgage Advice Drive

Posted in Debt Advice by admin on April 27th, 2010
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Right now it’s first-time buyers who are ringing mortgage advisers phones off the hook after the Government offered them a lucrative tax break last month. The Chancellor recently increased the stamp duty threshold to £250,000 for first-time buyers, giving them up to a £2,500 tax break. That has meant a lot more people are calling [...]

How Much Adverse Debt Are You Hiding?

Posted in Debt Advice by admin on April 23rd, 2010
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More than a fifth of Brits currently in debt are lying to their partner about the amount of cash they owe – if you are hiding your problems the only way to ever solve them is to deal with your debt head on. According to the Post Office, the average person in the UK has [...]

Seek Help To Secure A Cheaper High LTV Mortgage

Posted in Adverse Credit Mortgages by admin on April 22nd, 2010
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If you have limited equity in your home you can get hold of a mortgage but it is going to cost you more for the privilege – unless a good mortgage broker can help you put together an affordable deal. It’s a fact that borrowers with small deposits are paying substantially more for mortgages according [...]