UK Bad Credit Home Mortgage | Get Cheap Finance Even With CCJs

CCJs And The UK Bad Credit Home Mortgage

These days it's easy to rack up a few CCJs, which is why the UK bad credit home mortgage is coming into its own. If you have had some trouble making payments and have had County Court Judgements issued against you then you might need a UK bad credit home mortgage. What you need to know is what deals are available for people with bad credit. To help you decide here are some examples of the deals offered by UK bad credit home mortgage providers. There's sure to be one that matches your circumstances.

Bristol and West offers a two year UK bad credit home mortgage. This UK bad credit home mortgage is available up to 95 per cent loan to value. Remortgage customers who are seeking money for school fees, home improvements, to buy a car, have a holiday, settle a divorce or consolidate debts can also borrow up to this loan to value ratio. The minimum term for this UK bad credit home mortgage is ten years. This mortgage is also available to self employed applicants. Only one CCJ with a value of up to £250 is acceptable for this UK bad credit home mortgage deal. Mortgage arrears are not acceptable. The arrangement fee for this bad credit mortgage is 1.5 per cent of the loan amount.

Derbyshire Building Society offers a UK bad credit home mortgage with a discounted rate until June 2012. It is available up to 80 per cent loan to value and early repayment charges of 6 per cent apply to this UK bad credit home mortgage. It is available to self employed applicants. A single CCJ up to £500 in value is acceptable for this UK bad credit home mortgage. Two months' arrears are also acceptable as long as these have not occurred within the last three months. There is an arrangement fee of 1.5 per cent of the loan amount for this adverse mortgage loan.

Leeds Bad Credit Home Mortgage

Leeds Building Society offers a fixed rate UK bad credit home mortgage until June 2009. This bad credit home mortgage is available up to 90 per cent loan to value with a minimum loan term of five years. One CCJ of up to £500 in value is allowed for this UK bad credit home mortgage. No mortgage arrears are allowed. The booking fee for this bad credit mortgage is 2 per cent of the loan amount.

The Woolwich offers a bad credit home mortgage at 80 per cent loan to value, with £200 cash back. An early repayment charge of 1 per cent of the loan amount redeemed applies during the two year discount period. This UK bad credit home mortgage is available to applicants with up to three months' arrears, though none within the last three years, and with 1 CCJ for up to £250.

The UK bad credit home mortgage deals listed above are just a few examples of what lenders provide. To get the best deals, you will need to take professional advice so you can get a UK bad credit home mortgage which truly meets your needs.

However, please note that The Adverse Mortgage Centre cannot advise on or arrange mortgages from The Derbyshire BS.

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